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ClaimCapture Details
Introduction  |  Architecture
We’ve created an interactive tour illustrating some features of our ClaimCapture™ application. Click here to view it.
“On the front end, ClaimCapture can modify the workflow dynamically to meet specific requirements of customers, based on the data that's captured.”
InternetWeek

ClaimCapture is the sophisticated, Web-based intake platform at the heart of the Innovation First Notice system. Guided by ClaimCapture, CSRs walk callers through inquiries and loss reports, collecting all pertinent information and intelligently asking follow-on questions where needed. At the completion of the report, ClaimCapture transmits the details of the call to all designated parties in the designated format.

The system handles all P&C lines of business for insurance clients and features a robust, rules-based engine that enables program customization down to the nth level of a client’s hierarchy. This flexibility ensures that each transactions is captured efficiently and completely.

ClaimCapture was specifically designed to handle unique call-flow/business-rule requirements while simultaneously being robust enough to handle large transaction volumes. Originally developed for Innovation First Notice’s internal call centers, the system is also available for use on an Application Service Provider (ASP) basis in clients’ own captive call centers. ASP clients access ClaimCapture through a simple Web browser and gain all of the system’s benefits without any infrastructure effort or investment. Some highlights of the system include:

Intake

ClaimCapture has been designed to accept claim information as clients demand:

  • by phone, the system is able to create personalized salutations and parting statements to your customers and offer reference information throughout the call.
  • by fax, a typical reporting mechanism from agency management systems, is another popular method
  • by Internet, which allows agents, branches and the insured themselves to input loss information directly into the ClaimCapture engine.

Integration with Client Systems

ClaimCapture features robust EDI and XML “hooks” into client systems like front-end policy systems and back-end claims management systems. Incoming policy feeds are done generally once per day, while outgoing loss feeds can be sent as frequently as every 15 minutes. This connectivity ensures that the ClaimCapture system is kept current with user information and that clients are informed of new losses as they occur.

End-to-End Customization

Every client has unique business rules to properly process information transfers. ClaimCapture’s flexible architecture allows clients to create their own call flows, both in terms of the sequence of screens presented and questions asked. On the back end, clients can fully dictate the outbound routing rules, determining who gets notified and how.

Call Flow Rightsizing

Only relevant screens—and relevant questions on those screens—are presented, eliminating confusion and reducing call times. Subsequent questions are based exclusively upon previous answers and your business rules.

Intelligent Claim Pathing

One of the distinguishing characteristics of the ClaimCapture system is its robust distribution engine. Based on a client’s business rules, a limitless number of notifications can be sent to a limitless number of recipients (wherever their location) via:

  • EDI or XML (in state-specific, ACORD, or custom format as frequently as every 15 minutes)
  • Email
  • Fax
  • US Mail
  • System-driven escalation (high-severity claims can be flagged for immediate outbound calls)

Client Hierarchies

ClaimCapture’s architecture supports infinite client hierarchies. This is especially relevant for TPAs who may have mostly standard call flows, but want to customize a screen here or a set of questions there for each of their thousands of client accounts. The TPA can create the “standard” flow at the top of the hierarchy, then go down a level to do specific client modifications (or several levels to change a specific risk location within an account).

Vendor Referrals and other Integrated Services

The system is linked to national referral networks to speed handling and to control costs through a managed set of vendors. Networks for towing, rental, body shops, property repair/restoration, and PPO providers are among those included. Clients can leverage the First Notice database of vendors, provide their own database, or create a completely customized hybrid. In addition, ClaimCapture connects with other 3rd-party systems for added functions like requesting police reports or determining probabilities of fraud.

Adaptability

Easy to customize, easy to change. ClaimCapture was built with a powerful “sister” application, the Designer tool. This tool is used to create the custom call flows/routings and make ongoing changes and additions without the need for a developer to go into the underlying code.

Reports

ClaimCapture offers both a set of standard reports and the ability to create custom reports based on how clients manage their business.